Crafted Plans

At Castle Benefits we specialize in designing specially crafted health plan for you and your employees.

One example is to purchase a lower end health plan “Plan B” than what the employees had “Plan A”.  We then CRAFTED a plan by adding “Plan C”.  The end result was better benefits and $64,000 per year in savings for a 27 employee company.  The before and after benefits:

                                      Plan “A”           Plan “B” with Plan “C”

Office Visit             $40                     $40

Deductible            $0                         $0

Hospitalization  $0                    *$0

Surgery                  $500                    $0

*If only in hospital one day the employee would also get $2,000 cash

Kept same insurance carrier and doctors